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Mortgage Advice Bureau is a trading name of Homes Partnership Southern Limited which is an appointed representative of the following companies which are authorised and regulated by the Financial Services Authority for advising on and arranging the following: Mortgage Advice Bureau Limited for mortgages, Mortgage Advice Bureau (Derby) Limited for insurance.

Homes Partnership Southern Limited. Registered Office: 44 High Street, Crawley, West Sussex RH10 1BW. Registered in England Number: 04309486

HOMESpartnership utilise every available source to l market your property to maximum effect. This includes local newspaper advertising; regular mail-shots to suitable applicants on the mailing list and a colour display in the office. Our properties are also advertised on numerous internet sites, including our own, www.rightmove.co.uk and www.findaproperty.co.uk and www.home-sale.co.uk.  Our prominent '4SALE' boards are an excellent marketing tool – think of a board as a 24-7 advert!

Our sales team keeps our clients updated on progress with feedback following viewings and regular suggestions on how to improve your chances of securing an early sale.

Arranging your mortgage

As one of the largest independent estate agencies in Crawley, through our partnership with Mortgage Advice Bureau, we are able to source a mortgage from the whole of the market giving you the most suitable mortgage for your financial situation.

It is always an excellent idea to arrange a mortgage in principle during the very early stages of the transaction, confirming your ability to proceed with your plans. Our Adviser will help you select the most appropriate lender to meet your individual circumstances.  We can also advise on other things such as solicitors' fees, buildings and contents insurance costs and all the other expenses such as stamp duty, searches and land registry. We highly recommend that you make an appointment with our Financial Adviser, independent mortgage advice is simply another aspect of our service. We can be contacted on 01293 525525

Your home may be reposssesed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances.  A typical fee is £95.

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Selling - Instruct your Solicitor

HOMESpartnership can recommend a selection of solicitors and conveyancers with whom we have developed great relationships, ensuring your transaction proceeds smoothly.

Your Solicitor will receive details of the transaction from your agent, but you will also need to contact them to give them authority to proceed.

Obtain Title Deeds

Your Solicitor will apply for your Title Deeds. Theses are normally held by a Building Society or Bank if your have a Mortgage.

Questionnaire

You will be asked to complete a questionnaire and list of fixtures and fittings to enable your Solicitor to give Property Information to the Buyer's Solicitors.

Preparation of Contract

On receipt of your Deeds your Solicitor will prepare a draft Contract and send this together with the other documentation to the Buyer's Solicitors.

Approval of Contract and Signing Up

When the Buyer's Solicitors have dealt with all the searches and investigation of title, they will approve the Contract and send one copy to your Solicitor. They will then ask you to call at the office or will send the document to you to sign. At that time they will take your instructions concerning a completion date. Once you have signed there may sometimes be a delay until all the other transactions in the chain are ready to exchange.

Exchange

Exchange takes place and the date for completion is inserted in the Contract. This is the date on or before which you must vacate your property. (The property must still be insured until completion takes place.)

Signing Final Document and Approval of Agents Account

You will be asked to call at your Solicitor's office to sign the final document shortly before completion or alternatively it will be sent to you for signature. They will also ask you to approve your agents commission account and will then settle this from the sale proceeds at completion.

Completion

On completion your Solicitor will report to you and let you have a statement together with a cheque for the net sale proceeds.