Help every step of the way
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For the most part buying a property is an extremely exciting adventure. Whether you are a first time buyer, investor, trading up, or looking for that perfect retirement cottage one thing is for sure; you need great local knowledge to find that perfect home. Our highly experienced team can tell you everything you need to know about properties in this area and help everything go as smoothly as possible by giving you all the help and information you need.
You may want to move for a number of reasons. A change of job, getting married, starting a family or just wanting to get on the first rung of the property ladder are all catalysts for moving. Maybe you want to buy for investment; bricks and mortar is a trusted long term investment, particularly in Crawley and East Grinstead.
Whatever your reason, it is important to be clear about it, because it will make the rest of the process more straightforward.
Make a list of the 'must haves' and the 'nice to haves but not essential', it will help to focus your search. Think about where and what you would like to move to. Do you have a specific area in mind or does finding the right property matter more? Make sure you think about how your lifestyle could change over the next few years and consider this when you choose your home. Whether it be walking distance the Crawley town centre or cycling distance to East Grinstead train station; your needs and wants are what we listen to carefully.
Your next step is to work out what you can afford; most people use a combination of a deposit and a mortgage to buy property; if you would like to know more about mortgages please take a look at our Mortgage Advice page and or call Mortgage Advice Bureau on 01293 525525
Tips to get you moving
Viewing, offering, financing, Conveyancing, we have it covered
So you’re ready to start viewing property, what should you do? Try to see each property you like at least twice before making an offer. Visit at different times of the day to get the full picture; is the street well lit at night, what is the traffic like?
Look closely at everything, for example if it happens to be raining, have a good look at the gutters to see that they're working. If you're thinking about a flat, ask about service charges and try to find out a little about the neighbours and listen for noise. If you're buying alone try to take someone with you, it's always good to have someone to discuss the place with afterwards.
Local schools and facilities may not be of interest to you at this stage in your life, but do think about the future. Local amenities can also add a lot to the value of your new home when you come to sell it.
Good transport links, proximity to schools, parking and amenities such as parks, shops and restaurants could all make your new home valuable to someone else. When you have found a home that meets your criteria and your price range, you are ready to make an offer through the estate agent.
"Choosing the right estate agent is paramount to a fast move!"
Choosing the right solicitor or conveyancer
The name of your solicitor will be needed before any offer is fully accepted, so make sure you appoint one in good time. A good solicitor can make all the difference to the home-buying process and help everything go smoothly.
The legal work carried out during home buying is known as conveyancing which involves carrying out searches, approving a draft contract, raising enquiries, organising the exchange of contracts and so much more.
Make sure you ask your solicitor for a breakdown of their fees before you give the go-ahead for conveyancing to begin. Charges for legal fees vary and it will help with your financial planning to know what the fee will be in advance. Alternatively you can let Homes Partnership take the worry out of selecting a solicitor in association with Lifetime Legal.
Their solicitors offer a no move, no fee service at a guaranteed price and with financial protection. Take a look at our conveyancing page or call us our Crawley or East Grinstead offices for more information.
PROPERTY VALUE & STAMP DUTY VALUE
Your solicitors quote should detail stamp duty, but for ease these are the rates, as at 1st April 2016
An additional 3% surcharge on the total purchase price applies to anyone who is buying additional residential properties, for example a buy-to-let or holiday home, within England, Wales and Northern Ireland.
When you buy a property from Homes Partnership you will receive a buyers information pack which details the conveyancing process from start to finish and we have a dedicated in-house Client Liaison Manager to answer all of your questions and keep you fully informed.
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